Cost to Build a 5,000 sq ft Home in Tennessee (2026)
Building a 5,000 sq ft two-story home in Tennessee costs approximately $691,539–$880,141 for mid-range finishes.Tennessee has a construction cost multiplier of 0.88× the national average.
Basic
Builder-grade finishes
$581,020
$116/sq ft
MOST COMMON
Mid-Range
Quality materials
$785,840
$157/sq ft
Premium
Custom high-end
$1,070,080
$214/sq ft
Estimated Build Cost in Tennessee
$785,840
Range: $691,539 – $880,141
$157
per sq ft
$4,178/mo
est. mortgage
Configure Your Build
5004,0008,000
Upgraded finishes, quality materials
20% ($157,168)
3%20%50%
Mid-Range Finish Includes
- • Quartz countertops
- • Hardwood floors
- • Semi-custom cabinets
- • Upgraded fixtures
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Line-Item Estimate
5,000 sq ft · mid quality
🏗️Foundation & Concrete
Full basement or reinforced crawl space
$78,584
10%
🪵Framing & Structure
Advanced framing techniques, engineered lumber
$125,734
16%
🏠Exterior & Roofing
Fiber cement siding, architectural shingles
$102,159
13%
⚡HVAC / Plumbing / Electrical
High-efficiency HVAC, PEX plumbing, 200A service
$141,451
18%
🧱Insulation & Drywall
Blown-in insulation, smooth-finish drywall
$55,009
7%
🎨Interior Finishes
Quartz counters, hardwood floors, semi-custom cabinets
$125,734
16%
Total Estimate
Range: $691,539 – $880,141
$785,840
$157/sq ft avg
* Excludes land cost, which varies widely by location. Add $20,000–$200,000+ depending on your area.
Building a 5,000 sq ft Home in Tennessee
Key Considerations
- → Low overall costs
- → Nashville market costs rising rapidly
- → Moderate foundation requirements
- → New Madrid Seismic Zone in west TN
Cost Summary
State cost multiplier0.88×
Labor index0.86×
Typical permit cost$2,000
5,000 sq ft basic$581,020
5,000 sq ft mid$785,840
5,000 sq ft premium$1,070,080