Cost to Build a 500 sq ft Home in Mississippi (2026)
Building a 500 sq ft two-story home in Mississippi costs approximately $61,296–$78,012 for mid-range finishes.Mississippi has a construction cost multiplier of 0.78× the national average.
Basic
Builder-grade finishes
$51,500
$103/sq ft
MOST COMMON
Mid-Range
Quality materials
$69,654
$139/sq ft
Premium
Custom high-end
$94,848
$190/sq ft
Estimated Build Cost in Mississippi
$69,654
Range: $61,296 – $78,012
$139
per sq ft
$370/mo
est. mortgage
Configure Your Build
5004,0008,000
Upgraded finishes, quality materials
20% ($13,931)
3%20%50%
Mid-Range Finish Includes
- • Quartz countertops
- • Hardwood floors
- • Semi-custom cabinets
- • Upgraded fixtures
Loading chart…
Line-Item Estimate
500 sq ft · mid quality
🏗️Foundation & Concrete
Full basement or reinforced crawl space
$6,965
10%
🪵Framing & Structure
Advanced framing techniques, engineered lumber
$11,145
16%
🏠Exterior & Roofing
Fiber cement siding, architectural shingles
$9,055
13%
⚡HVAC / Plumbing / Electrical
High-efficiency HVAC, PEX plumbing, 200A service
$12,538
18%
🧱Insulation & Drywall
Blown-in insulation, smooth-finish drywall
$4,876
7%
🎨Interior Finishes
Quartz counters, hardwood floors, semi-custom cabinets
$11,145
16%
Total Estimate
Range: $61,296 – $78,012
$69,654
$139/sq ft avg
* Excludes land cost, which varies widely by location. Add $20,000–$200,000+ depending on your area.
Building a 500 sq ft Home in Mississippi
Key Considerations
- → Lowest construction costs in the US
- → Coastal hurricane requirements
- → Expansive clay soils common
Cost Summary
State cost multiplier0.78×
Labor index0.76×
Typical permit cost$1,600
500 sq ft basic$51,500
500 sq ft mid$69,654
500 sq ft premium$94,848