Cost to Build a 5,000 sq ft Home in Maryland (2026)
Building a 5,000 sq ft two-story home in Maryland costs approximately $927,291–$1,180,189 for mid-range finishes.Maryland has a construction cost multiplier of 1.18× the national average.
Basic
Builder-grade finishes
$779,095
$156/sq ft
MOST COMMON
Mid-Range
Quality materials
$1,053,740
$211/sq ft
Premium
Custom high-end
$1,434,880
$287/sq ft
Estimated Build Cost in Maryland
$1,053,740
Range: $927,291 – $1,180,189
$211
per sq ft
$5,603/mo
est. mortgage
Configure Your Build
5004,0008,000
Upgraded finishes, quality materials
20% ($210,748)
3%20%50%
Mid-Range Finish Includes
- • Quartz countertops
- • Hardwood floors
- • Semi-custom cabinets
- • Upgraded fixtures
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Line-Item Estimate
5,000 sq ft · mid quality
🏗️Foundation & Concrete
Full basement or reinforced crawl space
$105,374
10%
🪵Framing & Structure
Advanced framing techniques, engineered lumber
$168,598
16%
🏠Exterior & Roofing
Fiber cement siding, architectural shingles
$136,986
13%
⚡HVAC / Plumbing / Electrical
High-efficiency HVAC, PEX plumbing, 200A service
$189,673
18%
🧱Insulation & Drywall
Blown-in insulation, smooth-finish drywall
$73,762
7%
🎨Interior Finishes
Quartz counters, hardwood floors, semi-custom cabinets
$168,598
16%
Total Estimate
Range: $927,291 – $1,180,189
$1,053,740
$211/sq ft avg
* Excludes land cost, which varies widely by location. Add $20,000–$200,000+ depending on your area.
Building a 5,000 sq ft Home in Maryland
Key Considerations
- → High cost DC metro area
- → Chesapeake Bay critical area regulations
- → Diverse terrain from mountains to coast
Cost Summary
State cost multiplier1.18×
Labor index1.2×
Typical permit cost$4,000
5,000 sq ft basic$779,095
5,000 sq ft mid$1,053,740
5,000 sq ft premium$1,434,880